We are dedicated to providing the best information and guidance for your retirement and financial future. We’ll always explain the pros and cons of everything because we believe in an unbiased, transparent approach to help you can make smart decisions. We focus entirely on your wants and needs, giving you complete attention and treat you with respect. Below, you can read about some of our life experiences. We feel like a family here, and hope that you’ll feel the same when we meet!
Justin is originally from Salem, VA where he graduated high school and then went on to earn his Bachelor’s degree in Marketing Management from VA Tech’s Pamplin School of Business. In addition to his BS from VA Tech, Justin has earned a CLU, Certified Life Underwriter, degree from the American College. During and after college, Justin served in the Marine Corps and the Reserves for seven years where he acted as a Combat Engineer Platoon Sergeant and the Divisional Combat Water Survival Instructor.
As a member and prior officer of NAIFA, National Association of Insurance and Financial Advisors, as well as FSI, The Financial Services Institute, Justin is passionate about protecting his clients and the financial services industry from unethical advice and harmful practices and the legislation directed at taking away investor rights and choices. For the past 22 years Justin has dedicated himself to providing ethical and holistic investment advice. Justin is a registered representative with, and provides securities through TCM Securities.
Justin is first and foremost, a family man. His wife is an amazing mother, preschool teacher and friend. They have two energetic, handsome young boys. The Barham family spends much of its free time in Blacksburg watching the Hokies play football or basketball. Justin also coaches his sons’ lacrosse, soccer and basketball teams.
Kevin Smith, originally from Binghamton, New York, graduated with BBA from Roanoke College, cum laude. He started his career in medical sales and upon seeing the devastating effect the 2008 downturn had on his physician clients, Kevin entered into his current career in the financial services industry. His primary goal is to help people make more informed decisions as they transition from their working years into retirement, focusing on wealth preservation and income distribution strategies. Kevin is an investment adviser representative and offers advisory services through SGL Financial, LLC, an SEC registered investment adviser.
Kevin is actively involved in the community and volunteers for the Roanoke Chapter of SCORE (Service Corps of Retired Executives), which focuses on counseling small business owners and prospective business owners. He currently serves as Treasurer in his role at SCORE. Kevin is also a member of the Roanoke Valley Breakfast Lions Club. He has been awarded the ‘Lion of the Year’, in recognition of outstanding service and loyalty.